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 Lower Payments & Flexible Terms


Our farm equipment, livestock, and facilities loans are designed for intermediate-term needs (one to seven years) for vehicles, real estate, facilities, breeding livestock, equipment, and machinery. Specialized facilities/equipment can be financed for up to ten years.

These loans are available for full or part time farmers, as well as aquatic producers, forestry harvesters, providers of farm marketing and processing services, and contract growers. Farm-related businesses can also take advantage of this financing.

  • Fixed, adjustable, or variable rates available
    Choose from a variety of interest rate plans to fit your needs.
  • Lower your payments
    Save money and lower your payments with available terms up to 10 years. You can also save capital by tailoring the term to the useful life of the asset so you aren’t paying for it after it’s physically depreciated.
  • Match payments to your cash flow
    Payments can be scheduled monthly, quarterly, semi-annually, or annually. We’ll work with you to establish payment schedules that work with your cash flow.
  • Lower interest expense
    You reduce your interest expense by paying interest only on the funds you borrow.
  • Easy conversion option
    Our conversion feature gives you flexibility. If your financial situation changes, you can convert your variable rate loan to a fixed or adjustable rate loan to meet your financial needs.

You can also finance new and used equipment directly through more than 200 dealers in our service territory. With AgDirect® Equipment Financing you will receive the additional convenience of financing at the point of purchase, with quick approvals, flexible terms and highly competitive rates. Click here to to learn more about AgDirect®.