Construction Loans

Are you ready to build the country home of your dreams? It pays to work with a lender who knows country home financing. With over 90 years of experience financing rural properties, we’re ready to help you get started.

Benefit from our experience.

Flexible Construction Options
Fully contracted/do-it-yourself construction projects.
Easy draws
Unlimited, convenient draws for money when you need it.
12-month construction period
12-month construction period for one-time close construction loan.
Ease your cash flow
Interest only payments during the construction phase ease your cash flow. The interest accrues only on the amount drawn on the loan.
Home improvement financing
Remodeling financing is available if you already have a home that you’d like to make improvements to.
Early pre-qualification
Pre-qualification of your end mortgage is included to streamline your financing.
Alternative housing financing
Log/modular/manufactured housing financing available.
Site improvement financing
Cabins/pole barns/outbuildings and other site improvements can be included in your financing.
Money back
As a qualified borrower you may be eligible for a patronage payment which pays you back a portion of the interest you pay annually.