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 Build With Our Experience


Are you ready to build the country home of your dreams? It pays to work with a lender who knows country home financing. With close to 100 years of experience financing rural properties, we are ready to help you get started with our construction loans.

  • Flexible Home Construction Options
    Financing available for fully contracted and do-it-yourself construction projects
  • Easy Draws
    Convenient draws, up to two per month, when you need them
  • Twelve-Month Construction Period
    12-month construction period for one-time close home construction financing
  • Ease Your Cash Flow
    Interest only payments during the construction phase accrues only on the amount drawn on the loan to help ease your cash flow
  • Home Improvement Financing
    Financing options available for remodeling and home improvements
  • Early Pre-qualification
    Pre-qualification of the end mortgage is included to streamline your financing
  • Alternative Housing Financing
    Log, modular and manufactured housing financing available
  • Site Improvement Financing
    Cabins, pole barns and outbuildings are some of the improvement options that can be included in your financing
  • Money Back
    As a qualified borrower, you may be eligible to receive a patronage payment which returns you a portion of the interest you pay annually

We’ll eliminate the home construction financing headaches, we’re financially sound and we can make it simple for you to build your place in the country.