Home / Farm Loans / Equipment, Livestock & Facility Loans

Lower payments, flexible terms, money saving conversion option.

Our equipment, livestock, and facilities loans are designed for intermediate-term needs (one to seven years) for vehicles, real estate, facilities, breeding livestock, equipment, and machinery. Specialized facilities/equipment can be financed for up to ten years.

These loans are available for full or part time farmers, as well as aquatic producers, forestry harvesters, providers of farm marketing and processing services, and contract growers. Farm-related businesses can also take advantage of this financing.

• Fixed, adjustable, or variable rates available

  Choose from a variety of interest rate plans to fit your needs.

• Lower your payments

  Save money and lower your payments with available terms up to 10 years. You can also save capital by tailoring the term to the useful life of the asset so you aren’t paying for it after it’s physically depreciated.

• Match payments to your cash flow

  Payments can be scheduled monthly, quarterly, semi-annually, or annually. We’ll work with you to establish payment schedules that work with your cash flow.

• Lower interest expense

  You reduce your interest expense by paying interest only on the funds you borrow.

• Easy conversion option

  Our conversion feature gives you flexibility. If your financial situation changes, you can convert your variable rate loan to a fixed or adjustable rate loan to meet your financial needs.

You can also purchase equipment, facilities, and storage through more than 111 dealers in our service territory who offer Gear-Up Equipment Financing which offers the additional convenience of financing at the point of purchase. Click here to learn more about Gear Up Equipment Financing.

Patronage payments may be available to eligible borrowers.

Apply for a loan.

To contact us about Equipment, Livestock, and Facilities loans click here.

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