Home / Farm Loans / Real Estate Loan Products

Earn interest, flexible payments, rate conversion option.

You can finance or refinance farm land purchases, land contracts, farm land improvements, and agricultural structures/buildings with our real estate loans. Vacant land, recreational land, homes, and home construction in rural, small town, or suburban areas can also be financed.

• Earn interest

  When you have excess cash, you can deposit it into a Funds Held account which can be used to pay your future mortgage payments, property insurance, or taxes. You earn a competitive interest rate on this investment account.

• Match payments to your cash flow

  Payments can be scheduled monthly, quarterly, semi-annually, or annually. We’ll work with you to establish payment schedules that work with your cash flow.

• Rate conversion

  You can utilize our conversion option which allows you to change from one interest rate product to another at any time when rates decrease.

• Assumable loans

  These loans are fully assumable. If you decide to sell your property, a qualified buyer could assume your mortgage. This is very attractive to many buyers.

• Fixed, adjustable, or variable rates available

  Choose from a variety of interest rate plans.

When you’re ready to buy more land, a country home, or add a new building on your farm contact us. We’ll fit you with the real estate financing that’s right for you.

Patronage payments may be available to eligible borrowers.

Apply for a loan.

To contact us about Real Estate loans click here.

Top of page