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Disability Insurance

GreenStone's Disability Insurance is underwritten by Illinois Mutual, a world leader in Disability Insurance plans. GreenStone FCS, together with FCS LifeExpress, offers serveral disability products to choose from when it commes to pretecting your most important asset - your income.

Applications administered through First Resourec Group, LTD.

Maximum Issue Age	50
Partial disability benefits	YES
Waiting Periods	30, 60, 90, 180 days
Length to collect benefits	6 months, 1, 2, 5, 10 years, to age 65
Maximum benefit amounts	Individual - $8,000/mo.; Business Expense Reimbursement - $10,000/mo.
Benefits	Guaranteed Renewable, Own Occupation, Retraining and Home Modification Benefit, Retroactive Waiver of Premium, 24 Hour-a-Day Coverage - on or off the job, 5% Assocation Discount.
Riders	Return of Premium, Residual Disability, Cost of Living, First Year Monthly, Guaranteed Insurability, Activities of Daily Living, and Retroactive Injury Benefit.