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Residential Real Estate Interest Rates

Rates updated for: Monday, May 12, 2008

The following rates are quoted for portfolio loans. Rates for conventional Fannie Mae and Freddie Mac loans are available. Please call or contact us for quote.

Loan Calculator Use our loan calculator to estimate your payment amount.

Residential/Home Site Loans - Portfolio Rates

Variable 30-Day Adjusted - Consumer/Part-time Farmer
Variable with 6% Life Cap 4.00% - 4.50%

Indexed Adjustable Rate Mortgage (ARM) - Consumer/Part-time Farmer
1 year/1 year ARM 4.10% - 4.60%
3 year/1 year ARM 4.75% - 5.25%
5 year/1 year ARM 5.20% - 5.70%
7 year/1 year ARM 5.60% - 6.10%
10 year/1 year ARM 5.80% - 6.30%
15 year/1 year ARM 6.05% - 6.55%

Fixed Rate - Consumer/Part-time Farmer
10 year Fixed 5.30% - 5.80%
15 year Fixed 5.75% - 6.25%
20 year Fixed 6.10% - 6.60%
25 year Fixed 6.35% - 6.85%
30 year Fixed 6.60% - 7.10%

Construction Loan Rates

ACA RR and PT Construction Loans
Construction 5.20%

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Interest Rates Disclaimer: GreenStone may make other rate programs available to qualified applicants at its descretion. Applicants may qualify for a higher or lower rate based on the results of a complete credit investigation. The rate information published here is subject to change without notice and does not constitute a commitment to make any loan at any specific rate. Please contact your local branch for questions you may have concerning our interest rates.