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OTS Interest Rates
| OTS Commercial Loans |
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Variable - 30 day Adjustable 5.75% - 7.25%
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1 year Adjustable 5.70% - 7.20%
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3 year Fixed 6.15% - 7.65%
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5 year Fixed 6.45% - 7.95%
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7 year Fixed 6.95% - 8.45%
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| OTS Agricultural Real Estate Loans |
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Variable - 30 day Adjustable 5.00% - 6.25%
|
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1 year ARM 5.45% - 6.70%
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3 year ARM 6.10% - 7.35%
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1 year Adjustable 4.70% - 5.95%
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3 year Adjustable 5.75% - 7.00%
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5 year Adjustable 6.15% - 7.40%
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10 year Fixed 6.50% - 7.75%
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15 year Fixed 6.95% - 8.20%
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20 year Fixed 7.20% - 8.45%
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Short/Intermediate Term Interest Rates
| Variable Rate - 30 Day Adjusted |
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Variable Rate 5.75% - 7.25%
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| Adjustable Rate - Operating Loan |
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1 year Adjustable 5.95% - 7.45%
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| Adjustable Rate - Intermediate Term Loan |
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1 year Adjustable 5.70% - 7.20%
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2 year Adjustable 6.20% - 7.70%
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3 year Adjustable 6.50% - 8.00%
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5 year Adjustable 7.10% - 8.60%
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| Fixed Rate - Operating Loan |
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1 year Fixed 5.95% - 7.45%
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| Fixed Rate - Intermediate Term Loan |
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1 year Prime 5.25% - 6.50%
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3 year Prime 5.50% - 6.75%
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| Prime Indexed Rate |
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5 Year Adjustable 5.80% - 5.80%
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7 Year Adjustable 6.20% - 6.20%
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10 Year Adjustable 6.55% - 6.55%
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10 year Fixed 6.10% - 6.10%
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| Revolving Line of Credit Rate |
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1 year RLOC 5.95% - 7.45%
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Agricultural Real Estate Interest Rates
| Variable 30-Day Adjusted - Agricultural Real Estate Loan |
|
1 year/1 year ARM 5.45% - 6.70%
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3 year/1 year ARM 6.10% - 7.35%
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5 year/1 year ARM 6.40% - 7.65%
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7 year/1 year ARM 6.80% - 8.05%
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10 year/1 year ARM 7.00% - 8.25%
|
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15 year/1 year ARM 7.25% - 8.50%
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| Adjustable Rate - Agricultural Real Estate Loan |
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10 year Fixed 6.50% - 7.75%
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15 year Fixed 6.95% - 8.20%
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20 year Fixed 7.20% - 8.45%
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25 year Fixed 7.50% - 8.75%
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30 year Fixed 7.70% - 8.95%
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| Fixed (MultiFlex) Rate - Agricultural Real Estate Loan |
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1 year Adjustable 4.70% - 5.95%
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2 year Adjustable 5.45% - 6.70%
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3 year Adjustable 5.75% - 7.00%
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5 year Adjustable 6.15% - 7.40%
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7 year Adjustable 6.60% - 7.85%
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10 year Adjustable 7.00% - 8.25%
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15 year Adjustable 7.25% - 8.50%
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| Indexed Adjustable Rate Mortgage (ARM) - Agricultural Real Estate Loan |
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1 year Fixed 5.70% - 7.20%
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2 year Fixed 6.20% - 7.70%
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3 year Fixed 6.15% - 7.65%
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4 year Fixed 6.30% - 7.80%
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5 year Fixed 6.45% - 7.95%
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7 year Fixed 6.95% - 8.45%
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10 year Fixed 7.45% - 8.95%
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| Country Living Equity Line |
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< 85% Loan to Value with Auto Payment 5.00%
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< 85% Loan to Value without Auto Payment 5.25%
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> 85% Loan to Value with Auto Payment 7.00%
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> 85% Loan to Value without Auto Payment 7.25%
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| Prepayment Penalties (Flex) - Agricultural Real Estate Loan |
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1 year RLOC 5.95% - 7.45%
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| Prime Indexed Rate - Agricultural Real Estate Loan |
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1 year Prime 5.50% - 7.00%
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3 year Prime 5.75% - 7.25%
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Interest Rates Disclaimer: GreenStone may make other rate programs available to qualified applicants at its discretion. Applicants may qualify for a higher or lower rate based on the results of a complete credit investigation. The rate information published here is subject to change without notice and does not constitute a commitment to make any loan at any specific rate. Please contact your local branch for questions you may have concerning our interest rates.
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