Behind the Scene: Appraisers
1/9/2019
weighted scale balanced with a bag of money on one side and a house on the other side

GreenStone’s team of in-house appraisers contribute to the one-stop experience for our customers. They utilize their expertise in agriculture to provide fair and accurate evaluations.

 

Andrew A Warner, Appraisal Group Manager, East Lansing

 

Describe how your role carries out the GreenStone mission of supporting rural communities and agriculture.

My role is to provide accurate estimates of collateral value to support sound lending decisions. My group is also responsible for training staff on personal property valuation, while also providing ongoing guidance into equipment value trends, commodity values, livestock values, etc. Together, these functions deliver customers reliable and consistent credit by providing our decision makers with meaningful estimates of collateral.

What do you enjoy most about your role at GreenStone?

The majority of my time is spent outside of the office, interacting with our broad range of customers. I enjoy the conversation that accompanies these interactions. I am always learning something new about equipment or agricultural production! My position also offers variety: I may be at a dairy farm in Wisconsin one day and a fruit processing facility in Michigan the next.

What changes have been incorporated in your role to meet evolving customer needs?

During my five years, my role has given me an opportunity to be exposed to differing types of agriculture that I was not familiar with while growing up in the Thumb of Michigan. This exposure has required efforts to enhance my knowledge of ever changing production types and practices in order to accurately estimate collateral value for the corresponding property.

What do you enjoy doing in your free time?

My “free time” is currently occupied with caring for our first child who was born in July 2017. It has been a fun and tiring experience so far! I also enjoy spending time with family and friends, traveling, and outdoor activities.

 

Jamie Renner, Appraisal Group Manager, Mt. Pleasant, MI

 

Describe how your role carries out the GreenStone mission of supporting rural communities and agriculture:

My role is to assist the credit team by establishing values for land and buildings offered by our borrowers as collateral. I regularly appraise cash crop farms, dairy farms, orchards, recreational land and part-time farms. The type of properties used as collateral are highly specialized, so a key part of my role is to continually gather information on market conditions and trends, and recent sales. I also collaborate with other appraisers to ensure our appraisals are as accurate as possible.

What do you enjoy most about your role at GreenStone?

I was raised in a farming family, but never saw an opportunity for me to become involved on that level. Working at GreenStone allows me to be a part of agriculture. I enjoy getting to know the borrowers and their families, and watching their operations change over time. My favorite is working with different generations, watching well thought-out plans be successful. 

What changes have been incorporated in your role to meet evolving customer needs?

Our department has worked hard in the last several years to reduce the amount of time it takes to have an appraisal completed. This is one component that will help reduce the time from application to close, which our borrowers really appreciate in certain circumstances.

What do you enjoy doing in your free time?

My husband and I have two young children. I’ve become a fan of little league softball/baseball and expect sports will only continue to take up more of our free time. I also enjoy gardening, reading, camping and spending time with friends and family. 



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