Recreational Vacant Land Loans

Features & Benefits

Owning your own special place to hunt, fish, hike or simply enjoy time outdoors with family and friends is possible with a recreational land loan from GreenStone. Serving Michigan and northeast Wisconsin as your local experts in hunting land financing, we will work with you to structure the right loan package to fit your needs.

  • Competitive interest rates to save you money
  • Small to unlimited acreage financing
  • Flexible terms for affordable payments
  • Typically require a down payment
  • Experienced staff to make your financing simple and quick
  • Cabins, pole barns, outbuildings and other site improvements can be included in your financing


Dreaming Bigger?

We're ready to help you experience the great outdoors on whatever scale you're envisioning!

Funds Held

Combining an interest-generating account with a term-loan gives you convenience and flexibility managing your financial obligations related to your loan.

Recreational Land FAQs

Click to view some of the most frequently-asked questions we hear from consumers interested in financing recreational land.

Patronage Program

A portion of our annual earnings are returned to our eligible member-owners in the form of patronage.

Farm Real Estate Loans

As the leading provider of agriculture real estate loans in Michigan and northeast Wisconsin, we have the expertise to provide farms of all sizes the right land loan package with terms and conditions fitting your needs. Agriculture real estate loans can be used to finance or refinance farm land purchases, land contracts, land improvement and agriculture structures and buildings.


  • What are my down payment options?

    Typically, mortgages require a 20 percent loan to value down payment. We have options for borrowers looking to secure their down payment, including:

    • Providing 20 percent cash down
    • Other property or forms of collateral to meet some or all of the down payment requirement.
  • How do I reamoritize my loan?

    Loan reamoritization can be done quickly without the need to refinance throughout the life of the loan as equity is accumulated. A visit with a local financial services officer can get the process started.

  • Can I finance vacant land for up to 30 years?
    Yes, we are one of the few lenders who will write mortgages on vacant land without the stipulation to build with in a certain timeframe. Many of our customers use our vacant land mortgages to purchase hunting land or recreational land.