Cooperative demonstrates dedication to members and local communities in 2025

GreenStone Farm Credit Services is pleased to announce the release of its 2025 annual report themed “Commitment to Partnership.” The report highlights the cooperative’s deep commitment to its member-owners and the resilient, long-standing relationships they continue to cultivate.

Included in the report are several financial highlights including net income of $270 million, 95% customer satisfaction, and a record-breaking $125 million returned to members in the form of Patronage – a dividend to loan customers – marking $1.2 billion total returned over the past 21 years.

Under the theme “Commitment to Partnership,” the report demonstrates the resilience and commitment of both the cooperative’s members and their employees. A couple shares their story of perseverance after losing their barn in a fire in their early days of farming, and a family building their forever home in the remote Upper Peninsula of Michigan explains how GreenStone was by their side through each step of the construction process. GreenStone’s commitment to its members is also highlighted through the accounts of two long-tenured employees who share what ongoing commitment to their customers has looked like throughout the cycles.

“Our cooperative is built on strong relationships with our member-owners, and that commitment remains steady regardless of the economic cycle we are in,” said President and CEO and President Travis Jones. “Our team remains focused on maintaining open communication with our members so we can continue delivering solutions tailored for each of their unique needs.”

GreenStone’s commitment to supporting rural communities was also shown through a combined 12,700 volunteer hours across the company, and approximately $1.5 million given in support of industry organizations and community events.

This dedication to strengthening the rural communities they are a part of, solid financial performance, and record-breaking Patronage returns is a testament to GreenStone’s continued commitment to working alongside its members in every cycle.

Other financial highlights in this year’s report include:

• Net Income: $270 million
• Total Assets: $16 billion
• Total Loan Growth: 5.4%
• Patronage Paid: $125 million

“Our members have shown tremendous resilience as they continue to manage sticky inflation, interest rates, and higher input costs,” said Executive Vice President and Chief Financial Officer Kim Brunner. “That strength reinforces the value of the cooperative model, where we remain focused on supporting our members and growing alongside them.”

The report can be viewed here.