Financial Performance

A Strong Financial Partner

GreenStone has an ongoing history of sound financial performance. As an $8.8 billion member-owned cooperative, it is vital we remain in a strong financial position to serve our members in good and challenging times. Our long standing financial position allows us to provide customers, in Michigan and northeast Wisconsin, with competitively priced loan products and related financial services.


Some recent highlights from our latest quarterly stockholder report include: 

  • Operating expenses remained well controlled with an efficiency ratio of 35.6 percent.
  • Acceptable loan credit quality remained very manageable at 93.4 percent.
  • Total members’ equity increased $60.8 million from December 31, 2017 to $1.6 billion.

COVID-19 Resources and Updates 

We are committed to providing a clear path of service and financial programs to support our customers. Our doors are open to serve you safely in the branch and online. Find all COVID-19 updates by clicking here.