Farm Real Estate Loans
Improving your operation from the ground up.
We know your farm is constantly growing and changing. Whether you’re looking to finance more land, or refinance current acreage or land contracts, use our century’s worth of experience to help you make land improvements or update your existing buildings and structures.
Loan Features
We offer terms from five to 30 years.
Interest Rate Options
Fixed, adjustable, or variable terms up to 30 years, based on financial strength and risk tolerance.
Repayment Options
Flexible repayment options including annual, semi-annual, quarterly, and monthly designed to align with the cash flow of your business.
Uses
Purchasing and refinancing real estate as well as improving your property with land improvements, updates to existing buildings and structures, and more.
Hassle-free Interest Rate Conversion
GreenStone members can quickly and efficiently capture savings when interest rates drop. Our interest rate conversions eliminate the need for credit checks, appraisals, or title fees and can be completed quickly for our existing members.
Specialized lending for your operation.
Young, Beginning, & Small Farmers
Our CultivateGrowth program focuses on providing specialized financing and resources to the future of the agriculture industry.
Agribusiness Solutions
With more than a century of industry experience, we offer agribusiness loans that scale to support your operation’s long-term growth.
Patronage Program
It pays to partner.
We’ve returned more than $1.2 billion in profits to our members, including $125 million this year. When our members are successful, we’re successful — partnership pays!
Tools and guidance to help you borrow with confidence.
My Access is your key to an array of secure online banking tools and convenient communication with your GreenStone team.
We’ve outlined the loan application and approval process, so you know what to expect.
Estimate your farm real estate loan payment.
Knowledge & Resources
3 Things Your Lender Wants You to Know as a Beginning Farmer
Read Article
Every successful farm needs a team of experts
Read Article
Using business goals to define a marketing plan for your operation
Read Article
Land Values Hold Steady Across Michigan and Wisconsin
Read Article
With GreenStone, everything works together.
Important Dates
Mark these dates on your calendar
“It’s also been nice to work with GreenStone as an agricultural lender because they understand the hurdles of this industry better than any other traditional lender. Being in the greenhouse industry comes with its own sets of challenges, and since we’re a seasonal business, sometimes it’s hard to know if all the work we put in during the winter is really going to pay off until we’re in the middle of our busy season.”
“Initially working with GreenStone gave us the capital we needed to step up to the next level of what we wanted to do. GreenStone has provided us more than just the capital we needed. They’ve heavily invested in us and our success. They were the exact thing that we needed as far as training and mentoring goes.”
“When we did a big expansion, we got the best package for what we needed with GreenStone. We have a lot of qualified people around us at GreenStone.”
Farm Real Estate Loan Frequently Asked Questions
Ready to get started?
Our dedicated team of experts are here to help.