Capital Markets

Capital Markets

Whether you are taking your business to the next level or sustaining existing growth, you need a financial partner keeping pace with your changing financial needs.  The team of capital markets experts work with large-scale existing businesses or with those looking to expand to develop customized solutions. The team works exclusively with customers in production agriculture or related services with typical loan volumes of $50 million or more. Their experiences in capital markets allows us to provide insight and expertise throughout the supply chain, from production agriculture to processing and other related services. 
  
In addition to meeting the growing needs of existing customers, our capital markets team often participates in financing portfolios involving other lending institutions. These arrangements give you greater access to funding sources allowing the lenders to share the risk position of the loan. Our client roster of large-scale operations spans across the country and includes meat and poultry operations, food processing, cooperatives and others involved in agriculture and rural communities.
  
Through Capital Markets we offer specialized services to you including:

  • Real estate secured lending
  • Operating lines of credit
  • Term loans
  • Interest rate hedging products

  
When you do business with us, you also become a member-owner of the association and as such provide you patronage returns in relation to the current earnings of the association and the volume of business you do with us.

Syndicated Finance

Through loan syndication, you work with a broad segment of capital markets, to effectively and efficiently accommodate large borrowing needs. GreenStone can act as either the agent or participant.

Jeff Pavlik Portrait
Jeff Pavlik
Senior Vice President & 
Managing Director                          
(517) 318-4130
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Jeff Pavlik serves as senior vice president and managing director for the Capital Markets group. He has more 13 years of experience with GreenStone Farm Credit Services.
Jeff is a graduate of Liberty University, as well as the Stonier Graduate School of Finance, and Ohio University where he received his Master of Business Administration.  
Curt Flammini Portrait
Curt Flammini
Vice President 
(517) 332-9527
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Curt Flammini has more than 30 years of experience in finance, with more than 20 specializing in food and agribusiness financing. Curt has been with GreenStone since 2007.
Curt is a graduate of Loyola University, where he received his Bachelor's degree in Accounting. 

Brad Hibbert Portrait
Brad Hibbert
Vice President 
(517) 512-4385
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Brad Hibbert has more than 30 years of experience in financing the food and agricultural sectors with concentrations in protein, sugar, grain, crop supply, and further processing.
Brad is a graduate of Quincy University, where he received both his Bachelor's and Master's degrees in Business Administration. 

 

Jake Gorter
Jake Gorter
Senior Capital Markets Credit Analyst
(517) 324-1251
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Jake is a senior credit analyst within the Capital Markets group. He has been with GreenStone since 2017, and his primary industry concentrations include eggs, wine, and packaged and branded foods. He also supports GreenStone’s syndication functions and manages relationships with the various institutions to which GreenStone sells loan exposure. Jake earned his Bachelor of Science degree in economics from Michigan State University.

Shane Prichard Portrait
Shane Prichard
Vice President
(517) 318-5357
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Shane brings more than 11 years of experience in providing financing for the food and agribusiness Capital Markets sectors. His current concentrations include packaged and branded foods; timber & forest products, paper & packaging; seafood; telecommunications & rural infrastructure/energy; beef; and further processing.

Shane earned his Bachelor of Arts degree in Economics from Michigan State University.
Mathew Meals
Mathew Meals
Credit Manager
(616) 591-5762
 
 

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Mathew serves as credit manager within GreenStone, Capital Markets group. He has 20 years of experience in the agricultural industry in Pennsylvania and Michigan. He joined GreenStone in 2019 and has been with the Farm Credit system for 5 years.
Mathew is a 2004 Graduate from the State University of New York College of Agriculture and Technology at Cobleskill.
 

Andy Shockley
Andrew Shockley
Lending Officer
(517) 324-1251
 

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Andy Shockley joined GreenStone in 2021 and serves as a vice president in the Capital Markets group. He has over ten years of experience financing the food and agribusiness industries.
Andy graduated from the University of Colorado with a Bachelor’s degree in finance and is a CFA charterholder.

Kyle Hernandez_22
Kyle Hernandez
Lending Officer
(517) 324-1251
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Working out of the East Lansing corporate office, Kyle joined GreenStone in October 2017 as a capital markets credit analyst. In addition to working on a number of originated accounts, he specialized in broilers, rural telecom, and consumer packaged goods. Today Kyle serves as a capital markets lending officer managing a diverse portfolio of borrowers ranging from publicly traded companies to family-owned operations. Key industry concentrations include consumer packaged goods, fresh fruits and vegetables, and turkeys.
Kyle graduated magna cum laude from Kalamazoo College (K ‘17), receiving degrees in Economics and Psychology. In his free time, Kyle enjoys his status as the best golfer in Capital Markets and is an avid Michigan State Spartan basketball fan.

Susan Firestone
Susan Firestone
Administrative Assistant
(517) 237-3005
 
 

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Susan grew up in the country in Michigan and Texas. She has over 27 years of experience in financial and insurance services, and since 2020, she has been assisting the GreenStone Capital Market vice presidents and team. She takes pride in helping families protect their assets and work toward building their financial dreams.
Outside of work, she enjoys camping, traveling, spending time with family and friends, and taking her Australian Shepherd for walks.