Capital Markets

Capital Markets

Whether you are taking your business to the next level or sustaining existing growth, you need a financial partner keeping pace with your changing financial needs.  The team of capital markets experts work with large-scale existing businesses or with those looking to expand to develop customized solutions. The team works exclusively with customers in production agriculture or related services with typical loan volumes of $50 million or more. Their experiences in capital markets allows us to provide insight and expertise throughout the supply chain, from production agriculture to processing and other related services. 
  
In addition to meeting the growing needs of existing customers, our capital markets team often participates in financing portfolios involving other lending institutions. These arrangements give you greater access to funding sources allowing the lenders to share the risk position of the loan. Our client roster of large-scale operations spans across the country and includes meat and poultry operations, food processing, cooperatives and others involved in agriculture and rural communities.
  
Through Capital Markets we offer specialized services to you including:

  • Real estate secured lending
  • Operating lines of credit
  • Term loans
  • Interest rate hedging products

  
When you do business with us, you also become a member-owner of the association and as such provide you patronage returns in relation to the current earnings of the association and the volume of business you do with us.

Syndicated Finance

Through loan syndication, you work with a broad segment of capital markets, to effectively and efficiently accommodate large borrowing needs. GreenStone can act as either the agent or participant.

Jeff Pavlik Portrait
Jeff Pavlik
Senior Vice President & 
Managing Director                          
(517) 318-4130
Click for Bio 
Jeff Pavlik serves as senior vice president and managing director for the Capital Markets group. He has more 13 years of experience with GreenStone Farm Credit Services.
Jeff is a graduate of Liberty University, as well as the Stonier Graduate School of Finance, and Ohio University where he received his Master of Business Administration.  
Curt Flammini Portrait
Curt Flammini
Vice President 
(517) 332-9527
Click for Bio
Curt Flammini has more than 30 years of experience in finance, with more than 20 specializing in food and agribusiness financing. Curt has been with GreenStone since 2007.
Curt is a graduate of Loyola University, where he received his Bachelor's degree in Accounting. 

Brad Hibbert Portrait
Brad Hibbert
Vice President 
(517) 332-9527
Click for Bio
Brad Hibbert has more than 30 years of experience in financing the food and agricultural sectors with concentrations in protein, sugar, grain, crop supply, and further processing.
Brad is a graduate of Quincy University, where he received both his Bachelor's and Master's degrees in Business Administration. 

 

Bonnie Coponen Portrait
Bonnie Coponen
Assistant Vice President of Credit 
& Syndicated Lending
(517) 489-4014
Click for Bio
Bonnie Coponen is a seasoned professional who brings 30 years of finance and management expertise to the Capital Markets group. As the AVP of Credit, Bonnie specializes in credit structuring, audit, management, and portfolio administration along with wine, telecommunications and various other food related industries.
Bonnie is a graduate of Oakland University. 

Shane Prichard Portrait
Shane Prichard
Lending Officer
(517) 318-5357
Click for Bio
Shane brings more than 8 years of experience in providing financing for the food and agribusiness Capital Markets sectors. His current concentrations include packaged and branded foods; timber, paper & packaging; seafood; telecommunications; beef; and further processing.   

Shane earned his Bachelor of Arts degree in Economics from Michigan State University.
Nick Jablonski Portrait
Nick Jablonski
Senior Credit Analyst
(517) 318-4139
Click for Bio
Nick is an Assistant Vice President within the Capital Markets group.  He oversees GreenStone’s syndication functions and manages relationships with the various institutions to which GreenStone sells loan exposure.  He also maintains a portfolio of accounts to which he acts as the relationship manager and/or credit underwriter.  His primary industry expertise is in eggs, sugar and the various proteins. 
Nick holds degrees in accounting and finance from Saginaw Valley State University.  He is a licensed Certified Public Accountant in the state of Michigan and worked at a regional public accounting firm for 4 years prior to joining GreenStone in 2015.

Joseph Day Portrait
Joseph Day
Credit Analyst
(517) 324-1251
Click for Bio
Joe has over 7 years of experience in finance and business law. He has been with GreenStone since 2014 and has concentrations in Forest Products, Agrochemicals, and Proteins including Protein Processing.
Joe is a graduate of Michigan State University, where he received his Bachelor’s degree in Finance. He is currently finishing graduate degrees from the University of Michigan-Flint in Accounting and Management.
Kyle Hernandez Portrait
Kyle Hernandez
Credit Analyst
(517) 324-1251
Click for Bio
As a credit analyst for Capital Markets, Kyle is currently focused on analyzing broilers and telecommunications businesses.
Kyle graduated from Kalamazoo College with dual Bachelor of Arts degreess in Economics and Psychology.

Jake Gorter Portrait
Jake Gorter
Credit Analyst
(517) 324-1251
Click for Bio
Jake serves as a Capital Markets Credit Analyst within the Capital Markets group. He joined the Capital Markets group in 2018 after being an intern with GreenStone in both the Commercial Lending and Capital Markets group for one year. Jake has concentrations in the wine and packaging industry.
He is a graduate of Michigan State University, where he earned a bachelor’s degree in Economics.
Amber Schultz Portrait
Amber Schultz
Services Administrator
(517) 324-0211
Click for Bio
Amber is a Capital Markets Services Administrator within the Capital Markets group. She is an analytical and performance driven professional with 10+ years’ experience of providing input and analysis in a collaborative manner to maximize business processes and procedures.
Amber is a graduate of Michigan State University, where she earned a bachelor’s degree in Economics.