We love when our customers visit our branch locations, but we also understand that time is your biggest asset, and that’s why we offer convenient resources to help you manage your account from the palm of your hand.
We understand that our customers have unique needs, require secure options, and that not all resources are a one-size-fits-all solution, and that’s why we offer a full suite of options so you can find the tools that work best for you and your operation.
Let’s take a closer look at each of these resources available to you:
Online Banking Mobile App and Mobile Deposit
Using your My Access account, GreenStone’s online banking app allows you to manage your account in the palm of your hands. You can make a payment from your linked bank account, deposit checks into your operating loan, transfer funds between accounts, make or schedule disbursements and monitor account balances and upcoming deadlines.
Bill Pay
If you have a My Access account with GreenStone, you can take advantage of our new bill pay feature! This service allows you to set up automatic payments for bills and manage your payments to all your vendors in one place to make it easier to track what has and has not been paid.
Disbursement Card and Fraud Protection
Make accessing your operating loan funds easier with GreenStone’s disbursement card, and manage all charges from the SecurLOCK Equip mobile app on your phone! You can have multiple credit cards tied to your loan and see exactly what is being spent on each card in real-time by setting up security notifications. Additionally, you can set daily spending limits for each card and shut off a card remotely from the app in the event it is stolen or missing. The disbursement card program is also an ideal option for businesses with a revolving line of credit with employees or owners who need to purchase items for your business like fuel or supplies.
Positive Pay
When you write a check, you expect the vendor or individual to cash the amount you penned. Unfortunately, check fraud is on the rise, and sometimes fraudsters can change the amount of your check, or it could end up in the wrong hands. With Positive Pay, you are able to submit check numbers and an amount into the system, and if someone tries to cash a check from you that doesn’t align with your list, you receive a notification. This way the money cannot come out of your account unless you approve the transaction.
Check Scanners
Remote check deposit through the app is a great option for those needing to deposit a minimal amount of checks at once. If you’re a business taking in multiple checks in a day, a check scanner may be an even better option. A check scanner allows you to process multiple checks in just moments, similar to taking them to your local bank without the inconvenience of the trip. A check scanner’s initial equipment fee can be easily worked into your operation’s budget.
Advanced ACH and Wires
Our branch staff are happy to perform a wire transfer for you at one of our 35 locations for $20, but the online banking Advanced ACH option through your My Access account allow you to perform a transfer for free or wires at half the price from the comfort of your home or business.
Additionally, if you decide to stop a payment using online banking, you can take this action for free, as opposed to the regular $15 fee for an in-person request through your local branch.
Farm Cash Management
Integrating your operating loans with short-term investments through a Farm Cash Management account gives you the dual benefit of easy access to operating funds while potentially minimizing your net interest costs. When you have available cash in your Farm Cash Management account, your operating loan is paid first. Any excess funds are then invested in an account of short-term investment bonds, which generates a return, similar to a money market account.
Paperless Bills and Statements, and eConsent
Opting into paperless bills and statements allows you to view your bill and statement in the palm of your hand through GreenStone’s mobile app or your My Access account. Signing up for eConsent allows us to provide necessary documents and disclosures to you electronically, including those requiring a signature using DocuSign. You can sign up for both of these options right from your My Access account.
Convenience Starts Now
GreenStone is proud to offer these convenient options to save you time, and help take your operation to the next level. Finding the best online tools and securities for your business can open more doors for you – so let us help.
Reach out to your local branch to learn more about this suite of online options and get signed up today!
To view the spring 2024 issue of Partners magazine in its entirety, click here.
