Federal Crop Insurance Corporation Crop Insurance Plans
| RP Revenue Protection |
RP-HPE Revenue Protection & Harvest Price Exclusion |
YP Yield Protection |
APH Actual Production History |
AYP Area Yield Protection |
ARP Area Revenue Protection |
APH (Fruit) Actual Production History-Fruit Crops |
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| Insures Against | Individual Revenue Risk | Individual Revenue Risk | Individual Production Risk | Individual Production Risk | Count Production Risk | County Revenue Risk | Individual Production Risk |
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Price Protection |
Upside and Downside | Downside | Not Applicable | Not Applicable | Not Applicable | Upside and Downside Only with ARP-HPE | Not Applicable |
| Loss Coverage(s) | Revenue Price and Yield Protection | Revenue Price and Yield Protection | Yield Protection | Wide Range of Losses Caused by Nature | Yield Protection Based on Expected County Yield | Revenue Protection Based on Expected County Revenue | Wide Range of Losses Caused by Nature |
| Yield Coverage | 50% to 85% of APH Yield | 50% to 85% of APH Yield | 50% to 85% of APH Yield | 50% to 75% of APH Yield | 70% to 90% of Expected County Yield* | 70% to 90% of Expected County Revenue** | 50% to 85% (Depends on Crop) |
| Price Coverage | Higher of: Projected Price or Harvest Price | Projected Price | Projected Price | 60% to 100% of Established Price | Uses Expected Price in Indemnity Calculations | Projected Only with ARP-HPE; Higher of Projected and Harvest with ARP | RMA Established Price |
| Loss Payments Paid When | Actual Revenue is less than Revenue Guarantee | Actual Revenue is less than Revenue Guarantee | Actual Yield is less than Yield Guarantee | Actual Yield is less than Yield Guarantee | Actual County Yield is less than Selected Trigger | Actual County Revenue is less than Selected Trigger | Actual Yield is less than Yield Guarantee |
| Insurable Units | Basic, Optional, Enterprise and Whole Farm Units | Basic, Optional, Enterprise and Whole Farm Units | Basic, Optional, Enterprise and Whole Farm Units | Basic and Optional | One Unit, County Wide, by Crop | One Unit, County Wide, by Crop | Basic and Optional |
| Cost Comparison | Higher per acre than APH | Less per acre than RP | Less per acre than RP-HPE | Varies by Crop, County, State, Practice, Options | Similar to YP | Varies by Area; Higher Cost than AYP | Varies by Crop, County, State, Practice, Options |
| Record Keeping Required | YES Acreage and Production Reports |
YES Acreage and Production Reports |
YES Acreage and Production Reports |
YES Acreage and Production Reports |
YES Acreage and Production Reports |
YES Acreage and Production Reports |
YES Acreage-PAW and Production Reports |
| Replant | Available | Available | Available | Available | Not Available | Not Available | Not Applicable |
| Prevented Planting | Available | Available | Available | Available | Not Available | Not Available | Not Applicable |
| Other Information | High Risk Land Exclusion and Late Plant Provisions Available | High Risk Land Exclusion and Late Plant Provisions Available | Can Add Endorsement for Harvest Price ($) | High Risk Land Exclusion and Late Plant Provisions Available | Must Select a Production Factor from 0.8 - 1.2 | Must Select a Production Factor from 0.8 - 1.2 | Can Add Quality Option for Apples |
| Most Common Crop Policy Available On | Corn, Soybeans, Barley and Wheat | Corn, Soybeans, Barley and Wheat | Corn, Soybeans, Barley and Wheat | Oats, Sugar Beets, Potatoes, Onions, Alfalfa, Dry Beans, Perennial Crops | Corn, Soybeans and Wheat in Some Counties | Corn, Soybeans and Wheat in Some Counties | Apples, Grapes, Peach and Blueberries |
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*(Trigger Yield) as determined by National Agricultural Statistics Service
** As determined by National Agricultural Statistics Service in indemnity calculation
Availability of policies and coverage vary by crop and county.
GreenStone Farm Credit Services is an equal opportunity provider. In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices and employees and institutions participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).